Benable is a platform designed to help you earn money while connecting others with your recommendations. Believe it or not, I’ve already earned a couple of dollars just by posting my product recommendations!
In this Benable review, we’ll explore the many features of the platform, plus my Benable invite code – MR12Y (get 10% extra bonus on your commission during your first month). No more scrolling through endless feeds or losing track of recommended items; with Benable, sharing your top picks and earning from them has never been easier or more fun. Let’s dive in!
What is Benable?
Benable is a user-friendly platform that allows you to effortlessly create, share, and monetize your personal recommendations. It’s the perfect tool for anyone who frequently gives advice on products, services, or activities.
Benable is a super versatile platform that lets you bring all your recommendations from different platforms together in one accessible spot. That means you can have everything in one place on Benable, from products on your Amazon storefront to your blog, Instagram, TikTok, and more. Say goodbye to recommendations lost in social media chaos!
With Benable, your recommendations will be beautifully organized and easily accessible, giving you an opportunity to earn while enjoying the convenience.
My Benable Review and Why I Love Benable
I recently started using Benable and it has been a game-changer for me! I love how easy it is to create and share my recommendations with others.
Here are 5 reasons why I love using Benable:
1. 35,000+ Brand Partners
One of the things that sets Benable apart from other tools is the fact that it has partnered with over 35,000 brands, including Etsy, Lululemon, Nike, Sephora, and many more. This means that you can earn affiliates with pretty much any brand products you recommend, which is a huge advantage.
2. Automatically Adds Affiliate Link
Firstly, I am obsessed with how Benable automatically adds an affiliate link to any product I recommend from their partner websites. This saves me so much time, as I don’t have to sign up for multiple affiliate platforms. Instead, I can focus on creating beautiful, shareable lists that my followers will love.
3. Able to Add Amazon Affiliate Links to List
Secondly, I’m thrilled that I can add Amazon affiliate links to my Benable lists. This means I can combine my own products in my Amazon storefront with other recommendations, making it easier for my followers to shop for all my favorite things in one place.
4. Image Recommendations
I really appreciate being able to see recommendations with images. It makes it easier for me to quickly scan what others are recommending and get a visual sense of the product. It’s also a great way to showcase my own recommendations in a more visually appealing way.
5. Great Customer Service
Lastly, I must mention the fantastic customer service at Benable. Whenever I’ve had any questions or needed tips on how to create better lists, the team has been quick to respond and provided me with helpful advice. Their support really makes me feel like a valued member of the Benable community.
Overall, using Benable has been a fantastic experience for me. It’s made recommending products to my followers more straightforward and profitable, and I love how easy it is to use. I highly recommend trying it out for yourself!
How to Join Benable Using My Code
Currently, you can only join Benable either through invitation or by being waitlisted.
For those eager to dive into the world of Benable without having to wait, I have a special offer. You can bypass the waitlist and get started on creating and sharing your curated lists right away using my personal invite code – MR12Y
Simply use this code during the sign-up process, and you’ll be immediately welcomed into the Benable community, ready to monetize your recommendations. You’ll be able to get a 10% bonus on your commission during your first month using this code!
Thank you for reading my post and learning all about Benable. I’m so sure you are going to love it just as much as I do!
In conclusion, Benable is more than just a platform for sharing recommendations; it’s an avenue for earning extra money while doing something you enjoy. Whether you’re a seasoned influencer or just someone who loves giving advice, the platform has something for everyone.
From its expansive brand partnerships to its supportive community and excellent customer service, Benable truly stands out as an innovative tool in the digital space. So why wait? Use my invite code MR12Y and get 10% extra bonus on your commission during your first month – this is one opportunity you don’t want to miss out on. So take advantage of this offer now, sign up for Benable today and start making money!
Grocery Shopping Apps
Are you looking for a way to save money on your groceries? If yes, then try out one of these apps to save money on groceries. Grocery shopping can get expensive, but with these apps, you can save some money while making your everyday purchases. Here are some of the best grocery shopping apps to help save money on groceries.
Online grocery pickup/delivery service (unlimited free deliveries for Instacart+ members)
Users are able to choose from a variety of local stores, including Whole Foods, Safeway, Kroger, and more.
Delivery is available in most major metropolitan areas across the United States.
Instacart is an excellent option if you tend to overbuy on groceries.
There are a number of reasons why you should use Instacart to shop for groceries. For one, it can save you time. You can easily search for the items you need and add them to your cart. Instacart will also notify you if an item is on sale so that you can save money on your purchase.
Using Instacart has allowed me to follow my budget more efficiently. I can delete items quickly if I go over my budget and switch to things that are on deals.
Make sure to choose pick-up when ordering your groceries if you’re not an Instacart+ member because delivery fees can become expensive.
Want your groceries delivered? Join the paid membership option, Instacart+. You can enjoy unlimited free deliveries (only on orders of $35 or more) and reduced service fees! Some participating retailers even offer credit back for pickup orders! There are so many benefits to joining Instacart+, that I highly recommend you join if your local store is an Instacart participating retailer!
So if you’re looking for an easy way to save money on groceries, Instacart is definitely the app for you.
Install the Rakuten extension to the desktop browser to automatically find cashback availability.
Rakuten offers great cashback rewards on online major retailers, making it a great way to save money on your shopping. You can also use Rakuten to find coupons and promo codes for even more savings.
Rakuten will send you your cash back every three months or once per quarter, either through Paypal or a “Big Fat Check.”
They offer a wide variety of other cashback rewards from thousands of retailers, so you can save money on just about everything you buy online. Last year I received more than $100 cashback just by shopping online!
If you’re looking for an easy way to save money on groceries, then Ibotta is the app for you! With Ibotta, you can earn cashback rewards when you shop online or in-store. Just select the store you plan to head to, find/add offers you plan to use, and submit the receipt on the app.
You can even skip submitting a receipt if you link your store loyalty card to your account! The downside is that you have to shop at a specific store to earn rewards, but it’s a great app if your grocery store is on the list of supported retailers. I’ve already made more than $15 monthly with the Ibotta app alone!
Can purchase discounted or cashback-qualifying products in weekly offers from any store.
Able to save on prescriptions with Prescription Savings Card in the app.
If you’re looking for ways to save money on groceries, you should definitely check out the Checkout51 app!
This app allows you to earn cash back from store and gas purchases. All you have to do is check the weekly offers, add qualifying products to your list, buy them, and then submit your receipt!
One great thing about this app is that you can buy the product from any store. Some apps like Ibotta will need you to purchase the product at certain stores.
Plus, you can also earn cashback when filling up your gas tank! Just enter your zip code in the app to see all of the participating gas stations. Gas stations include Shell, Exxon, Mobile, Chevron, etc.
Depending on your pharmacy, you may also be able to save money on prescriptions with Checkout51. Just show your Prescription Savings Card in the app to your pharmacist and compare whether or not you’ll save more with insurance or the savings card.
What if I told you that you could earn points without buying anything? Just by walking into a store or scanning the barcodes of certain products, you can earn reward points that can be redeemed for gift cards or other cash prizes. Like other cash-back apps, you can also earn points by submitting your receipt. This is a great way to save money on groceries without having to put in any extra effort.
Shopkick is a great way to stay motivated and make sure you’re getting the most out of your shopping trips. By earning bonus points for walking into the store/scanning some items and earning rewards for the things you buy anyway, you’ll be more likely to stick to your grocery budget and be motivated to continue using the app.
Automatically earn cashback by linking a credit or debit card to your account.
Don’t need to submit receipts or clip coupons.
If you’re looking for an easy way to save money on groceries, Dosh is the app for you. All you have to do is link your credit or debit card to your Dosh account and purchase with that card. Dosh will automatically look for cashback from your purchase. This means you can save money without submitting grocery receipts or clip coupons. So if you’re looking for an easy way to save, Dosh is definitely the app for you.
Automatically finds cashback by submitting your receipt (no clipping coupons needed).
Earn extra points when buying certain products.
Fetch Rewards is a great way to save money on groceries without having to clip coupons or add offers before shopping. You can simply shop and submit your receipt, and you’ll earn points for any store! You can also earn extra points if you buy a product from a featured brand or offer. This makes it easy to save money without any extra work.
A price-matching feature where you are able to search for the cheapest store.
A grocery list feature is available.
The Flipp app is great because it not only helps you save money on groceries but it also helps you save time. I love using the price-matching feature on Flipp. Whenever I buy higher-priced items such as household/skincare/makeup products at my grocery store, I just search for the item in the app. Flipp will look for where it’s the cheapest. And since the app also includes a grocery shopping list feature, you can easily track what you need and ensure that you’re only buying the items on sale.
Install Local Grocery Stores App/Grocery Apps
Find exclusive discounts and coupons for your local grocery store.
Grocery store apps from your local stores offer a variety of ways to save money on your grocery bill. Many stores have loyalty programs that offer discounts and rewards for regular shoppers. Stores also offer coupons and weekly deals that you can clip and save on the app. Scan your phone at the register at checkout, and the discounts will automatically apply to your purchase. This can save you a lot of money on your grocery bill each month.
Grocery store apps like Target and Kroger offer coupons and deals.
Submit a receipt or link store loyalty cards for automatic cashback.
Digital coupons easier to use than traditional paper coupons.
No minimum payout for redemption.
Another great app for saving money on groceries is Coupons.com. This app allows you to find and save coupons for products you regularly buy at the grocery store.
Digital coupons are better than paper coupons because they are easier to use. With digital coupons, you can clip them directly to your loyalty or grocery store rewards card. This eliminates the need to carry around paper coupons, which can easily get lost or damaged, as well as activate digital coupons automatically.
These coupons are also updated regularly, so you always have the latest offers available. This can save you a lot of money over time, as you can save on everything from food to household supplies. You can submit a receipt or link your loyalty card for automatic cashback. The best part about Coupons.com is that there is no minimum payout!
Tips for Using Grocery Apps
There are a few tips to follow when using apps to save money on groceries. First, make sure to have the apps installed before you go shopping and clip coupons for the items you’re planning on buying (if necessary).
Second, be sure to create a grocery list that corresponds with the apps. This will help you to stay focused and only buy the items that are on sale. It’s best if you plan your meals in advance and create a grocery budget and list based on what you need. I love to buy in bulk when items are on sale and store them in airtight containers or freezer bags. You can use these leftovers to create new meals.
Finally, take advantage of rebates and rewards offered by the apps. This can help you to save even more money on your groceries.
Download a few of these apps and see which one works the best for you and stick to that app.
If you use Rakuten Rebates on your desktop you might even be able to stack cashback depending on the store you buy so make sure to check that out too!
Those were the 11 best apps for saving money on your groceries. Installing these apps will help you earn quick and easy savings. So next time you’re at the store, make sure to whip out your phone and take advantage of those savings!
Check my other money-related articles in the related posts below. And be sure to save/share this post!
Looking for money hacks to achieve all your personal finance goals? These money hacks (money-making and money-saving hacks) will help you earn extra money and save some money. Read on to learn about some simple ways to make your money work for you.
Shopping Money Hacks
When it comes to money, most of us are always looking for ways to save. And while there are a lot of money-saving tips out there, some of them can be a little inconvenient or time-consuming. But what if I told you that there were some simple money hacks that could help you save money on your shopping without making any big changes?
Here are shopping money hacks that can help you save on your next shopping trip.
Saving Money with Discounted Gift Cards
Did you know that you can buy discounted gift cards? I didn’t think it was possible. One of the card resellers I recommend is Raise. They sell a wide variety of gift cards. It’s unbelievable. I was shocked when I was introduced to Raise by my friend. They sell gift cards for Target, Walmart, Amazon, Sephora, Hotels.com, Uber, etc. You’ll even get an extra 15% off discounted gift cards (excluding cash-back gift cards) if you join now!
You can also find discounted gift cards at Costco or Sam’s Club! If you’re already a member, check their online stores to see what gift cards they offer!
Sign up for Cash Back Sites
If you already shop online, sign up for cashback sites. This money hack is one of the easiest ones on this list. Most major retailers are partnered with these sites. The great part is that signing up is completely free! Usually, these sites will have cashback extensions that will make the cashback process easier.
They’re easy to use – all you have to do is shop as normal, and the extension will automatically track your purchases and provide you with cashback rewards. Cashback sites provide a great way to earn free cash just by shopping online. So why not install one today and start earning rewards?
I like to install several cashback extensions to compare which service offers the highest cashback rate. I’ve received more than $200/year in cash back. Here are the cashback services that I personally use:
Rakuten– Get a $10 Welcome Bonus when you spend $25 or more.
Installing The Camelizer extension may save you money if you’re an Amazon shopper. Amazon adjusts its product prices according to the market supply and demand. The Camelizer will show you a price history chart to help you determine whether you’re getting a good deal.
The app helped me avoid buying products undergoing a price increase numerous times.
I wish I had known about this store earlier. ThredUP is an online consignment store where you’ll find second-hand clothes for less. You’ll find all sorts of fashion items, from fast fashion to designer brands. I got a pair of Lululemon leggings for $20. I like how thredUP has a condition filter where you can search for clothing that is “new with tags” or “like-new.” If you buy clothing regularly, shopping at thredUp will help you save so much money.
Bring your Own Reusable Bags
Not only is it important to bring your own reusable bags to save money, but it’s also important for the environment.
They’re a great way to reduce the amount of plastic waste produced each year. By bringing your own reusable bag when you shop, you can help reduce the number of disposable bags that end up in landfills.
Some stores may offer discounts for customers who bring their own bags. Not only are you helping the environment, but you’re also saving money!
So if you shop at the grocery store frequently, bringing your own bag can save you money in the long run!
Buy Essentials In Bulks Or Order As A Subscription
If you’re buying essentials monthly, consider buying them in larger quantities. Costco and Sam’s Club are the best place when you want to purchase necessities in bulk. Not a member? Use the Amazon Subscribe & Save program. You don’t need to be enrolled in Amazon Prime to use this program.
We all know the feeling of impulse shopping and buying something we later regret. The 30-day rule is a great way to avoid spending too much money! When you find yourself considering an item on your list, stop and think about it for 30 days before making that purchase decision. After 30-days if you still think that the item is worth it, go ahead and make the purchase.
This rule has helped me to be more mindful of how I spend money.
You can earn extra cash by answering surveys very easily. All you need to do is find a survey site and sign up for an account. Once you’re registered, simply complete the survey and get paid. It’s that simple! You can answer them while watching tv. Some survey sites will reward you for watching videos as well.
Survey sites I recommend include Survey Junkie, Swagbucks, and InboxDollars. Although answering to survey won’t make you hundreds of dollars, think of it as a way to earn a few dollars.
Switch To A Cash Back Credit Card
Did you know that some cards offer cash back for purchases made using that credit card? You can earn money just by making your everyday purchases.Chase Freedom Unlimited is a great cash-back credit card with no annual fee. You’ll receive 1.5% cash back on purchases you make with the card (3% for restaurant and drugstore purchases). Right now, you can earn a $200 bonus if you spend $500 in your first three months after opening your new account and 5% cash back on gas station purchases. For more information, check the Chase Freedom Unlimited Credit Cardpage.
Tip: Stack your cashback! Use a cashback service mentioned earlier and purchase using a cash-back credit card.
Trim is a service that will help you find ways to save. These include negotiating bills (including utility bills), looking for recurring monthly subscriptions, and negotiating with banks for lower interest rates and bank fees.
Using Trim made me realize I was spending so much on streaming services. Also, there were gym memberships that I had completely forgotten about! Cutting down on subscriptions alone saved me about $40 a month. That’s $480 a year!
According to Trim, “Trim users save an average of $620.”
Note: The bill negotiation feature costs money. However, if you think about it, you may save a lot of money in the long term.
Get A 90-Day Prescription For Medication
Do you have any prescribed meds you take regularly? Ask your pharmacy if they can fill out a 90-day supply for your prescription. Most of the time, it will cost less than having to fill out monthly. Some pharmacies will even ship the medication to your house! You’ll be able to save time and money at the same time!
Save on Gas
Did you know that you can save money on gas easily? It’s true! In fact, following just a few of these money-saving tips can help you cut down your gas bill. So read on to learn more about how to save money on gas.
Install A Gas Discount App
Install a gas app to see which gas stations have the lowest price in your area. Some app recommendations include GasBuddy and GasGuru. Note that some prices are not always accurate (but are generally near).
Costco, Sam’s Club, and Walmart+offer discounts on fuel for their members. When it comes to discounted gas, I highly recommend joining Walmart+ if you’re not already a Costco or Sam’s Club member. It’s a great way to save on gas money.
You can save on gas not only at Walmart gas stations but also at select Exxon, Mobil, Sam’s Club, and Murphy gas stations.
One of the features I love about Walmart+ is that I don’t have to swipe my credit card at the gas station. I’ve already experienced card skimming at a gas station and don’t want it to happen again. Walmart+ lets you save your credit card to your Walmart account and use that card to finish your purchase. (Note that some gas stations may not have this transaction method, so check beforehand.)
There are a lot of reasons why you should start investing. For one, if you start early, you can let compound interest work its magic and watch your money grow exponentially. Additionally, by investing in things like stocks or mutual funds, you help contribute to the overall economy and can potentially see greater financial gain in the long run. Finally, when it comes to retirement planning, most experts agree that you should invest as much money as possible as soon as possible to ensure financial freedom.
Investing sounds pretty complicated and confusing. In fact, I had no idea where to start.
Here are some investing services that help make investing simple and easy.
Acorns is one of the investment services that I recommend you start with. Acorns automatically invest spare change whenever you shop with a credit or debit card. So if you buy $30.20 at a grocery store, Acorns will invest $0.80. You just have to attach Acorns to the credit or debit card you already use. It’s so much fun watching your spare change grow!
Already investing in stocks and bonds or looking for a way to invest $10 a month? Try Fundrise, where you can invest in real estate without purchasing a property and becoming a landlord.
You can start with $10 per month.
Investing with this service is a great way to diversify your investment portfolio.
Making your money work for you is one of the smartest things you can do with your finances. By investing in a diversified mix of assets, you can help ensure that your money will grow over time, even if the stock market takes a downturn.
Regardless of which approach you choose, make sure that you are comfortable with the risks involved. No investment is without risk, so it’s important to understand the potential downside before making any decisions. But by investing wisely, you can help ensure that your money will work for you now and into the future.
Check Your 401(k)
You should check your 401k for hidden fees because they can eat away at your retirement savings. 401k plans have a lot of different fees, and it’s important to be aware of them all so you can choose the right plan and make the most of your money. Some common fees are investment-related fees, administrative fees, and fund management fees.
Fees can reduce the amount of money you have available for retirement, so it’s important to be vigilant about them. By knowing what to look for, you can avoid high-fee plans and save money in the long run.
Buy Term Life Insurance
Term life insurance is one of the best investments you can make. It’s affordable, and while you’re young and healthy, you’re likely to get the best rates. It provides protection for a specific period of time (the term) and pays a benefit if you die during that time. It’s a good choice for someone who wants coverage for a specific period, such as 10 or 20 years. Term life insurance is usually much less expensive than permanent life insurance, such as whole or universal life insurance. Plus, if something happens and you need coverage, it’s there. Buying term life insurance at a younger age is a smart way to protect your family’s future.
Sign Up For Restaurant Loyalty Rewards
Does your go-to restaurant have any membership programs?
Did you know you can borrow e-books, magazines, and movies from the library? Some libraries offer digital media that you can borrow from your home without the need to physically go to the library.
Check your local public library website and see if they offer these options. Check other libraries within your state if your local library doesn’t provide these services. You can often receive a library card for free if you live in the same state.
Create a Monthly Budget
Budgeting is the key to a successful money management system. When you have a plan for your money, you are less likely to spend impulsively and more likely to save money each month. This will help you stay on track with your spending and reach your financial goals.
One way to create a budget is to use a budget worksheet. A budget worksheet will help you track your income and expenses each month. There are many different types of budget worksheets available online, or you can create your own.
To create your own budget worksheet, start by listing your income sources at the top of the sheet. Next, list your regular expenses, such as rent or mortgage, car payments, insurance, and utilities. Then list your variable expenses, such as groceries, entertainment, and clothing. Finally, total up your expenses and subtract them from your income. This will give you a better understanding of how much money you have left each month to save or invest.
If you find that you are not meeting your financial goals each month, consider revising your budget. You may need to make some sacrifices in order to free up more money for savings or investments. But remember, it is important to have a budget in order to stay on track with your money goals!
50-30-20 Budget Rule
Another great monthly budgeting technique is the 50-30-20 rule, where you allocate 50% of your money to necessities, 30% to discretionary spending, and 20% to savings. This breakdown can help you stay on track with your spending and reach your financial goals. You may need to make some sacrifices in order to free up more money for savings or investments.
Prefer a digitalized, more easily followable budgeting method? Try out Qube Money.
Qube Money is a digitalized version of the cash envelope budgeting method.
The cash envelope budgeting method is a way to make sure you don’t spend more money than you have. You put money in different envelopes for different things, like groceries or entertainment, and when the money runs out, you stop spending.
Qube Money is a “full-suite mobile banking solution” where you can pair digital envelopes with the Qube Money debit card. With Qube Money, you can split your money into separate categories (or digital envelopes) you can create budgets and track expenses easily by using the app and Qube Money debit card. The app and debit card combo makes it easy to track your spending and stay on top of your finances.
It’s important to find a budgeting technique that best suits you. Find one that you’ll be able to stick to. There are many other budgeting techniques, so it’s important to find one that fits your lifestyle and personality.
Switch to Refillable Water Bottles
Not only are plastic water bottles bad for the environment, but they’re also really expensive in the long run. By switching to a refillable bottle, you can save money and help reduce waste.
If you switch to refillable water bottles, you can save money in the long run. A single disposable water bottle costs about $0.25, but a reusable water bottle costs about $10. If you drink two bottles of water per day, you would save about $180 per year by switching to a reusable water bottle!
If you’re looking for ways to save money, one of the best things you can do is set a grocery budget. When you have a budget in place, you’ll be less likely to overspend and more likely to stick to your spending goals. Just as I’ve written in the creating a monthly budget section, find a way that’ll help you stick to the budget such as creating a list of items you need before shopping.
Here are some ways you can save on groceries.
Try Meal Planning
Planning your meals ahead of time will help you avoid buying expensive convenience foods. A meal plan will help you stay organized and make sure you’re not wasting any food.
This takes some time to get used to, but it’s worth the effort in the end.
Compare Prices between Different Stores
Comparison shopping is a great way to get the best deals on groceries. By price comparing, you can ensure that you are getting the best prices on the items you need. There are a few different ways to compare prices between stores.
The easiest way to compare prices is to use a price comparison app. There are several apps such as Flipp that allow you to compare grocery store prices. Simply enter the item and the store that you want to compare and the website will show you the prices for each store.
Another way to compare prices is to use a grocery store flyer. Most grocery stores provide flyers with their weekly specials. Compare the prices of the items you need against other local grocery stores.
By comparing prices, you can make sure you’re getting the best deal possible on the items you need.
Use Coupons and Discounts
One money hack for saving money on groceries is to use coupons and discounts. There are a number of ways to get coupons, including subscribing to email lists, downloading coupon apps, or checking in-store flyers.
Once you have your coupons, be sure to read the fine print so that you know exactly what the coupon can be used for. Most coupons are valid for a certain period of time, so be sure to use them before they expire.
You can also use discounts to save money on groceries. Many stores offer discounts for seniors, military members, and students. Be sure to ask about any discounts that may be available at the store where you shop.
Save Your Receipts And Earn Cash Back In-Store
Did you know that cash backs are not only for online shopping?
Money-saving apps such as cashback apps can also be used to save money on in-store groceries. These apps offer a money-back on certain items or brands, which can add up over time. To use a cashback app, simply find one that offers cash back on the groceries you usually buy. Most apps will give you money back by submitting a receipt or by linking your grocery store loyalty card.
With Ibotta, you can earn cashback even when you buy in-store. All you have to do is add the offers you plan to shop for, go grocery shopping, take a photo of your receipt, and submit!
If you sign up now, you can get $5 when you spend $15 (only for new users). That’s free money just by signing up and doing your regular grocery shopping! For more money-saving apps, be sure to check out my other article on the best apps to save money on groceries.
Order Groceries For Pick-Up
It’s so easy to overbuy when you’re at the grocery store. Ordering groceries for pick-up (not delivery) has helped me prevent overbuying and switching to similar products at a lower price. Yes, ordering pick-up usually costs money, but you’ll probably save more than that additional cost.
If you want to save money on your groceries, there are a few simple things you can do. By following the tips mentioned above, you can easily slash your grocery budget without making any big sacrifices.
Read Personal Finance Books
There are a lot of money hacks that you can use to save and make money, but if you want to really understand money and how it works, you need to read personal finance books. These books will help you learn about budgeting, investing, saving money, and more. They can teach you the basics of money management and give you the tools you need to start building wealth. So if you’re serious about improving your finances, start reading finance books today!
If you’re looking for ways to improve your financial situation, then you need to read Rich Dad Poor Dad. This book will teach you how to think like a rich person and make money work for you instead of the other way around. You’ll learn how to create passive income streams, invest in assets, and much more.
This book is a classic for a reason: it will change the way you think about money and wealth. Written by two professors who studied millionaires for over two decades, this book dispels myths about wealth and reveals the secrets of those who have built their fortunes slowly and steadily.
You’ll learn that most millionaires are not showy or flashy – they’re actually quite frugal! – and that the key to becoming wealthy is to focus on building strong financial habits.
In this book, Ramit Sethi shares his “no-BS 6-week program” for becoming wealthy without having to make drastic changes to your lifestyle. This book especially helped me learn how to automate my finance easily.
Ever started to budget but couldn’t stick to it. This book will help you to understand the psychological effects of money and how it can affect not just your personal finance but every other area of your life as well. Once you learn how to manage and control your money psychology, you can get ahead financially and achieve all your money goals.
The best way to amass wealth is to start with a plan and to keep things simple. This book offers a straightforward plan that can be easily implemented and followed. It doesn’t require any special knowledge or skills, and it’s flexible enough to accommodate different lifestyles and budgets. The Simple Path to Wealth provides readers with the tools they need to achieve financial independence and retire sooner rather than later.
Personal finance books are a great way to start learning about money and how to manage it. However, you shouldn’t just read one book and think you have everything figured out. You should read many books and find what best suits you. There is no “one size fits all” solution when it comes to money, so you need to find the approach that works for you.
Best Money-Saving Skills
Just because money is tight doesn’t mean you have to live like a pauper. In fact, there are plenty of money-saving skills you can learn that will help stretch your budget and allow you to live a comfortable life.
Cook at Home
Cooking at home is a great way to save money. You can make simple, affordable meals at home that are healthier and tastier than anything you could order in a restaurant.
Plus, you’ll save money on food costs by cooking at home. Restaurants typically charge high prices for their dishes, while the ingredients for homemade meals are much cheaper.
Another benefit of cooking at home is that you’ll know exactly what’s in your food. You’ll avoid the processed foods and additives often found in restaurant meals.
Homecooked meals are also typically healthier than restaurant meals. They’re lower in fat and calories and they’re free of unhealthy additives. So not only will cooking at home help you save money, but it will also help you stay healthy!
Being healthy can save you money in a number of ways. For one, you’ll likely spend less money on doctor’s visits and medication if you’re healthy. Additionally, eating healthy can help you avoid expensive illnesses like heart disease and diabetes. By making simple changes to your diet and lifestyle, you can improve your health and save money at the same time!
So if you’re looking to save money, cook at home! You’ll be surprised by how delicious and affordable your meals can be.
DIY skills are a great way to save money. By doing things yourself, you can avoid paying for labor costs. Here are a few DIY skills that can help you save money:
Basic car maintenance tasks, such as changing the oil and air filter, can help you save money in the long run.
Regular home maintenance tasks, such as changing the air filter and checking the smoke detectors, can help you catch problems early and prevent them from becoming bigger issues.
Minor kitchen repairs, such as fixing a leaky faucet or replacing a light switch, can be done yourself for a fraction of the cost of hiring a professional.
Electrical repairs, such as fixing a blown fuse or replacing a light bulb, can be safely done by most people with basic electrical knowledge.
Minor plumbing repairs, such as fixing a leaky faucet or unclogging a drain, can often be done easily with household items.
Some companies can charge you more for a simple repair, just because they can. Sadly, I’ve had this happen to me and wouldn’t have known if my friend didn’t tell me!
If DIYing is not for you, you could always ask around and find a trusted friend or family member who can do the repair for you at a fraction of the cost. Or, if that’s not an option, you can check online for video tutorials on how to do it yourself. There are plenty of resources available online, and most repairs are actually pretty simple.
So don’t be afraid to try it yourself – you may be surprised at how easy it is! And if all else fails, there’s always professional help available.
There are definitely times when it’s worth trying to negotiate a better price on something, such as a utility bill. Learning how to negotiate can save you a lot of money in the long run.
When negotiating money, it’s important to be mindful of how much you’re asking for. If you ask for too much, you may risk alienating the person or organization you’re speaking with. It’s best to ask for a little less than what you want, and then compromise if necessary. By negotiating sparingly, you’ll maintain better relationships and get closer to the money you deserve.
Do you prefer for someone else to negotiate for you? Ask a friend or family member that have experience in negotiating bills or join a bill negotiation service such as Trim and Billshark.
Start a Side Hustle
Starting a side hustle money hack is one way to make some extra money on the side. This can be a great way to earn some extra money, especially if you are looking for ways to make more money without having to work longer hours. There are many different ways to start a side hustle money hack, and here are some of the best ones.
Start a Blog
Starting a blog is a great side hustle because you can make money while you’re working on your own schedule. You can also earn money from ads, sponsorships, and affiliate marketing. Plus, there are a number of ways to monetize your blog content. For example, you could sell digital products or courses, or offer consulting services.
Offer Freelance Service
Freelancing can be a great way to make money on the side or even transition into a full-time career. One of the best parts of freelancing is that you can make money doing something you love and work from home (or anywhere you want). Sometimes freelancing can make more money than you would at a traditional job.
There are many online marketplaces and job boards that allow you to freelance your skills. Some of the most popular sites include Upwork, Freelancer, and Fiverr. These sites allow you to post your services, find projects, and get paid.
Freelancing can also help you learn new skills and grow your business skillset which can help your future career.
Rent Out a Room on Airbnb or Vrbo
If you don’t mind having some roommates, earn extra money by renting out a room on Airbnb. Not only will you earn some extra cash, but you can cut your housing costs.
Note that when renting out a room on Airbnb, it’s important to be aware of the risks involved. For example, you’ll need to be careful about who you rent to and may want to require a security deposit. Additionally, you’ll need to be sure that your insurance policy covers short-term rentals.
Tasking on TaskRabbit
A great side hustle for active people would be to find a task on TaskRabbit. This service allows users to outsource small tasks and errands to other users. Tasks include active ones ranging from running errands to helping to move.
It’s essential to consider your interests and skills when looking for a side hustle. You’ll likely lose motivation if you’re not passionate about something. If you have skills or experience in a certain area, chances are there’s a way to monetize them.
So, it’s important to think about what you’re good at and what you enjoy doing, and then research related tasks.
Start a Home-Based Business
There are a number of reasons why starting a home-based business can be a great idea. For starters, you have complete control over your business. This means you can set your own hours, make your own decisions, and be your own boss. Additionally, you can save money on office costs since you’re working from home.
Another benefit of running a home-based business is that you can often tax deductions for things like home office supplies and internet service. And, if your business grows enough, you may be able to transition it into a full-time career.
There are many different types of home businesses to choose from, so it’s important to do your research before starting one. There are also a number of resources available to help entrepreneurs start and grow their businesses. These include online forums, books, and podcasts. So, there are plenty of options available to help you get started on the right path.
A great place to start a home-based business is to start an Etsy shop. For Etsy shop ideas and tips for a successful shop read this post.
Drive for a Rideshare Service
Working for a rideshare service such as Uber or Lyft is a great side hustle because it’s a flexible way to make money. You can work as much or as little as you want, depending on how much money you need. You can also choose your own hours, which is great if you have other commitments. Plus, it’s a great way to meet new people and explore new places.
Flipping is a great side hustle because it’s relatively easy to get started and doesn’t require a lot of money or experience. You can buy items at garage sales or thrift stores for a fraction of the original price and resell them online or at flea markets for a profit.
Flipping is also a great way to declutter your home and earn some extra money. A variety of places works well, such as eBay, Craigslist, or consignment stores. I recommend searching for successful people that flip items and learning their tips and tricks before starting.
Become a Pet Sitter
Pet sitting is a great side hustle especially if you already have pets yourself. You can charge by the hour or by the visit and work as much or as little as you want, depending on your availability.
A great place to start is signing up on Rover. At Rover, you can choose if you want to care for animals overnight, dog walk, hold a daycare, or house sit and check up on pets at the owner’s house.
So those are some of my best tips on money hacks to change your financial future. If you want to learn more, be sure to check out my other related posts. And remember, the key to saving money is all about being intentional with your spending. So take a close look at your budget and see where you can cut back so that you can start saving for your future goals.
Thanks for reading and I hope this post helped you learn a thing or two about easy money hacks! Be sure to save and share this post so that others can benefit from these tips as well.
Are you looking for some of the best Etsy shop ideas? Whether you’re just getting started or looking to change things up, there are plenty of great options.
So whether you’re just getting started on Etsy or looking for ways to take your business to the next level, we’ll explore products to sell on Etsy, including where to look for inspirations and tips to make your products stand out from other Etsy shop owners.
Why Open Your Own Etsy Store?
Opening your own store is a great way to showcase your creative work and make a profit while doing so. Not only will you have complete control over the products you sell online, but you’ll also be able to set your prices and build a following of loyal customers.
Etsy makes it easy to get started and offers plenty of helpful resources for running your business.
Opening an Etsy store does not require any special crafting skills. In fact, many stores on Etsy are run by business owners who do not create any of the products they sell (such as thrift store items or print-on-demand). If you have a strong interest in a particular topic or field, there is a good chance that you can find a niche market on Etsy to sell to.
With a little effort and planning, you can have your very own successful Etsy store!
The home decor market is on the rise globally. With the COVID-19 pandemic, the time we spend indoors increased, leading people to want to decorate their living spaces and invest more in their surroundings.
Profitable home decor includes wall prints, vinyl wall decals, cushion covers, decorative storage boxes, and farmhouse signs.
Look through Pinterest trends and home magazines for inspiration.
Small weddings or micro weddings became the trend for weddings due to COVID-19. With this, people started looking for wedding cards, decorations, and gifts to add a personalized touch.
You might ask, won’t micro weddings go away in the future? Tracy Taylor Ward, an N.Y.C.-based wedding planner, commented, “I do anticipate that a lot of people will come to realize that a smaller wedding was always the best fit for their needs, and they no longer will feel the need to have the big party just for the sake of doing what was more popular.”
Etsy shoppers are looking for unique wedding decorations and items to reflect their personal style or gifts for the new bride and groom. Look for wedding themes and ways to personalize things like monograms. Keep an eye out for wedding trends.
More people are now taking baths as their self-care routine. Bath bombs and bath teas help take bath time to the next level. Making bath bombs are relatively simple. Mix the ingredients and press them into bath bomb molds. Some ideas include:
Spiritual cleansing bath bomb
Pinterest saw a 180% increase in searches for spiritual cleansing baths. Include florals or herbs in your bath bomb to create a unique spiritual cleansing experience.
Bath teas are tea sachets filled with herbs, flowers, salt, and much more added to the warm bathwater. Unlike bath bombs, they’re easy to clean up and have several benefits, such as combating stress and helping soothe muscle aches.
Wall art is a great way to add personality and style to a room. It can be used to showcase interests or to create a focal point in the space. People are also looking for wall art because it’s a versatile decor option that can be easily changed or updated as needed.
When it comes to selling wall art, there are a few things you need to keep in mind.
First, think about your target market. Who is your artwork meant to appeal to? Once you have a good idea of your customer base, you can start thinking about the kind of art you want to create.
Are you looking to sell prints or originals? What style do your pieces fall into? Once you have an idea of what you want to create, it’s time to start marketing yourself.
Platforms like Etsy make it easy for artists to sell wall art. So if you’re looking for a way to make extra money or simply share your artwork with the world, selling art is a great option!
By selling baking supplies on Etsy, you can help other bakers bring their creations to life. Baking supplies are versatile and can be used in all sorts of recipes, so you’ll have plenty of product options to offer your customers.
When it comes to baking supplies, there are tons of different items you could sell. However, some of the most popular items include cake pop supplies, cookie cutters, cake pans, cupcake liners, decorating tips and tools, and more.
So if you’re looking to start an Etsy shop specializing in baking supplies, these are a few items you should start selling!
These crafts are a great way to make money because they are relatively easy and inexpensive to make, and people love them!
Crafts can be made from recycled materials, which is excellent for the environment. They can be personalized for each customer, making them unique.
One easy way to explore what crafts to sell is by taking a look at your own personal interests and passions. Perhaps you love spending time in nature, admiring the beauty of flowers and plants. In that case, you could create paper-flower bouquets or wreaths made out of paper!
The sky’s the limit when it comes to crafting with paper, so get creative and see what ideas come to mind.
Digital Products (Digital Downloads/Digital Printables)
Digital products and digital printables are versatile Etsy shop ideas. They can be sold in a variety of formats, such as PDFs.
And since they’re delivered electronically, there’s no shipping required! This makes them a good business idea for busy entrepreneurs who want to start and run their businesses with minimal overhead costs.
There are a variety of digital products and digital downloads you can sell to make a profit. Some digital printable ideas include:
Handmade clothing is unique, and finding something truly special in stores can be challenging. When you sell handmade products, you’re offering customers a one-of-a-kind item that they won’t be able to find anywhere else.
Additionally, handmade clothing tends to be of better quality than most mass-produced clothing, so customers can feel confident that they’re getting a high-quality item when they buy from your shop.
Handmade soaps have been popular for years. There’s an increase in concerns among people regarding harmful chemicals, and people are looking for organic/natural soaps that are gentle on their skin.
A great place to start is making a natural/organic soap and adding your unique element on top of that. Unique elements might include original scents, herbal mixtures, surprise elements inside soap, etc.
Selling crystals can be a very profitable business, especially if you know how to target your audience correctly. Crystals have been used for centuries for healing, meditation, and attracting positive energy.
People are drawn to crystals’ beauty and spiritual significance, making them a popular item among metaphysical shoppers.
People are also looking for crystals to help them with everyday stress and severe health problems.
You could try incorporating them into jewelry or other accessories, cut them into specific shapes, or create a home decor item with them.
Whatever you do, make sure you’re promoting your crystals in a way that sets them apart from the competition.
Are you looking for an easy way to find profitable products? Alura is an Etsy tool I highly recommend using if you’re starting an Etsy shop. There are countless reasons why you need Alura for your Etsy shop.
Perhaps the most important reason is that Alura makes it easy to find high-demand, low-competition products with its product seeker feature.
Alura will not only help you in the research process but also in the marketing process of your Ety shop. The keyword finder feature makes sure that you’re targeting the right products and keywords in your listings.
Keyword research helps you understand your customers and what they are interested in. This, in turn, can help you create better content and products for your Etsy shop. Additionally, using the right keywords can help you rank higher on search engine results pages, which can bring more traffic to your shop. Doing keyword research can help you find new and profitable keywords to target.
This all-in-one Etsy tool will also help optimize your Etsy shop for better listing ranking by giving you actionable steps to take in order to increase your ranking.
Etsy puts together a trend guide for each type of product using its own data. They share specific trends for each kind of product category and cross-category trends. Etsy’s Seller Handbook is full of advice and inspiration that will definitely help when running your Etsy shop.
Yes, you can search online for information, but magazines are a great place to find inspiration and trends.
You can undoubtedly flip through magazines in-store, but what I love to do is borrow digital magazines from my local public library. Check if your local library has digital magazines.
Another great way is to sign up for Kindle Unlimited. With Kindle Unlimited, you not only get to access current magazines but eBooks as well. You can always try it with the free trial and see if you like it or not.
#4 Be Better Than Your Competition
Yes, the uniqueness of your product is essential but don’t forget the small parts.
Let’s say that two shops sell identical items and you decide to buy from both. You open one of the boxes and find your item placed inside. You open the next one and find your item in a white cardboard box with the business name printed, a card, and a freebie sample. Which store would you buy from the next time?
There are many ways to stand out from your competition, from packaging, product photo, and sample freebies.
Yes, it does require more effort, but these small efforts make a real difference.
#5 Pick One Etsy Shop Idea
Don’t sell all sorts of products in one store. There are a few reasons why you should do this.
First, when you’re focused on one type of product, you can become an expert in that area. You’ll know everything about creating and/or selling that product, from identifying patterns to pricing your items correctly. This expertise will help you attract buyers and set your store apart from the competition.
Second, focusing on one type of product can create a cohesive brand for your store. Your brand should be consistent across all of your Etsy shop – such as your Etsy shop name to the banner- so that customers know what to expect when they visit your store.
A cohesive brand will help customers trust your store and feel more confident about buying from you.
So, if you’re considering creating an Etsy store, consider specializing in one sort of product. It may be more difficult to get started, but it will pay off in the end!
If you do want to sell different types of products in the idea list, I recommend opening an Etsy store for each.
Canva is an online platform that lets you easily create beautiful designs. I love using Canva to create marketing materials for my Etsy shop. With Canva, you can create professional designs for your Etsy shop without having to learn complex software or hire a designer. The templates are easy to use, and there are a ton of images and fonts to choose from.
You can even design your brand logo using premade logo templates in seconds! Canva also makes editing images a breeze.
Canva is also great for those considering print-on-demand products and digital products because they have a wide variety of mockup templates you can choose from!
If you’re looking for an easy way to create beautiful designs and photos, I highly recommend signing up for Canva.
You can use Canva for free, but I recommend signing up for Canva Pro instead. With Canva Pro, you’ll have access to premium templates, fonts, photos, and tools that will help create beautiful designs. Sign up for Canva Pro from this link to get a 30-day free trial!
That’s it! Those were some Etsy business ideas and tips to make your product stand out. Now it’s time to pick a craft and do your own research to add your own twist to the product. Read through magazines or look through Pinterest for ideas and get started.
I hope you found this blog post helpful. If you did, please save it and share it with your friends.
Are you searching for ways to save money but can’t seem to figure out how to? Don’t worry. You’re not alone.
Whether you’re a mom trying to get your family budget on track or a millennial looking for ways to make your dollar stretch, here are some tips that can help. From swapping out pricey coffee for home brews to shopping used instead of new, there are plenty of ways to save without making big sacrifices. These money saving tips will help you save money for your dream in no time. So read on, and start saving today!
Pay Off Any Debt You Have
Before getting into money saving tips, if you have any debts right now, pay them off ASAP. Debt and credit card debt interest eats away at your income.
Always avoid paying interest and fees! When you pay interest on a loan, you’re essentially giving away part of your future income.
List out all of the debts you have right now. There are three main ways to tackle debt:
Debt Snowball Method
A method where you pay off the debt from smallest to largest while paying the minimum monthly payment for your other debts.
Debt Avalanche Method
A method where you pay off the debt from largest to smallest while paying the minimum monthly payment for your other debts.
Debt Consolidation Method
A method where you merge all of your debt into one account/debt.
You can mix and match or focus on one method that works best for you. There’s no one right or wrong way. Just make sure to choose a strategy and stick with it.
Why Do You Want To Save Money?
You’re reading this article because you want to save money, but why? For your dream vacation trip? Buy a new car? Build an emergency fund? For retirement? Write down your short and long-term savings goals with specific amounts for each, and set a time for when you want to achieve those goals.
Determining your “why?” helps the budgeting process as well as increases motivation for saving. Put this list of savings goals where you can see it every day, whether it’s by your desk by your bed, on the mirror, or just anywhere.
How Much Do You Spend Each Month?
Most of you probably know how much you’re making. But do you know how much you’re spending?
Make a list of all of your current expenses by category. You can type them into a spreadsheet or write them all out (or use the mint app that does everything for you). Rent, mortgage, cell phone bill, internet bill, movie tickets, gym membership, food delivery, receipts. Everything. Add everything up and see how much you’re spending. You’ll realize the reality of how you’re living.
Understand your weakness. Are you spending too much on your hobby? Too many impulse buys? When I first did this, I was shocked at how much I was spending, especially eating out and ordering food deliveries. Being able to visualize your spending habits will help you understand where you can improve.
Find A Budget Method That Works For You
Now that you know how much you’re spending, it’s time to budget. I like using the 50/30/20 budget. 50% for needs (utility, groceries, insurance, car payment), 30 % for wants (eating out, movies, new clothes), and 20% for savings (saving account and investment). You can also budget using the envelope method. It’s where you divide your income into different categories or envelopes (groceries, gas, clothing, etc.). Choose a budgeting method that works for you.
Are you a debit card user? I highly recommend you try Qube Money if you want to use or currently using the envelope budgeting method. It’s a digital banking and budgeting system that allocates money among different “envelopes” (groceries, gas, medical, and phone bills).
Whenever you want to spend money, you have to select the envelope you’re spending on the Qube Money app, and the money will be deducted from that envelope. You can quickly see how much you’re spending in each category, making it easier to stick to your budget.
Make Saving Automatic with a Savings Account
Set a monthly automatic transfer from your checking account to your savings account. You won’t be tempted to spend all of your money if it’s not in your checking account.
A savings account can help you save money for a rainy day. When you have a savings account, you know that you have a cushion to fall back on in case of an emergency. A savings account can also help you save money for a big purchase, such as a car or a house. By having a savings account, you will be able to save money faster than if you did not have one.
Create an Emergency Fund
An emergency fund is an important part of any financial plan because it provides a cushion in case of unexpected expenses. Unexpected expenses can occur for a variety of reasons, such as losing your job, getting into an accident, or having to take time off work to care for a family member.
Without an emergency fund, you may have to use credit cards (get into credit card debt) or dip into your savings to cover these costs, which can lead to more long-term financial problems.
I recommend creating an emergency fund separate from your savings account because it will be much easier to access in the event of an emergency.
If your emergency fund is kept in the same account as your savings, you may have to withdraw all of your savings in order to cover an emergency expense. Having a separate emergency fund will help ensure that you always have access to some funds in the event of an emergency. That’s why it’s important to have money saved up specifically for emergencies.
Believe it or not, decluttering has helped me save hundreds of money. Using Marie Kondo’s method of tidying up, I was shocked at how much stuff I had. I realized that none of my impulse buys “sparked joy” and that I had similar types of clothing. After decluttering, I was shopping for fewer clothes, and my impulse buys decreased. You can learn the KonMari Method from her book or her Netflix series.
Use Credit Cards Or Debit Cards
It’s easy to track and visually see how much you spend with credit and debit cards. Take advantage of cashback credit cards and always pay in full. If you’re afraid of overspending, set a limit to how much you can spend online or by calling the credit card company.
Check Your Balance/Transactions Every Day
Make it a habit to check your balance as well as credit card transactions every day.
There are a few important reasons why you should check your balance and transactions every day.
First, by keeping track of your spending, you can make sure you’re not going over budget.
Additionally, by catching any fraudulent activity as soon as possible, you can minimize the damage it does to your finances.
Finally, knowing your current balance gives you a better idea of what’s available to spend in the future.
Cut Down On Phone Bills
Do you know how much your phone plan is? If it’s $60 or more per person, consider changing your phone plan or phone provider.
First, see how much data you’re using. Are you using up all of your data? If not, consider downgrading your current plan if you don’t want to change your phone provider. If you already have the lowest plan, ask if they have any special discounts such as corporate employee discounts and so on. It’s always free to ask.
Don’t mind changing your provider? Go check out the rates for Mint Mobile and Tello. Mint Mobile’s cheapest plan is $15 a month for 3GB of data with unlimited talk and text. Tello’s most inexpensive plan is $10 a month for 1 GB of data with unlimited talk and text. See your current data usage, compare it with the two providers, and see which would be best for you. A small change such as changing your cell phone plan can help save you on your monthly bills.
Manage Your Subscriptions
Do you currently subscribe to any services? Magazine? TV streaming? Software? Find all of the subscriptions you have and see if you’re actually using everything or can change them. I used the Trim app (free) to figure out all of my subscriptions and was surprised at how many I had. There were many streaming service subscriptions that I had totally forgotten about. I was able to cut it down by about $20/month by unsubscribing. It may not sound much but think about it. It’s $240 a year. The Trim app is free, so I highly recommend downloading it to see all of your subscriptions.
If you subscribe to any magazines, see if your local public library lets you borrow a digital magazine. If they don’t, try Kindle Unlimited, where you can read magazines and books as well. Try a free trial first to decide whether it’s right for you. Just remember to cancel before the trial ends.
Wake Up Early
There’s so much benefit to waking up early, but did you know that you could save money waking up early? I used to be a night-owl, rushing out to work in the morning and buying breakfast and coffee along the way. When I switched to waking up early, I had time to eat breakfast at home and brew my coffee. That alone saved me about $25 a week.
I also noticed that my electric bills were lower because I was sleeping more early, and turning off the lights early.
If you drive to work, you’ll avoid the morning traffic, giving you better gas mileage. Not to mention you’ll feel less stressed.
Some of you may be wondering, what does exercising have to do with saving money? I don’t know about you, but whenever I exercise in the morning, I tend to eat more healthily, drink lots of water, and don’t snack much throughout the day. Now I don’t buy as many snacks and ice cream as I used to.
Studies also show that exercise helps reduce doctor and hospital visits (studies 1 and 2). Exercising is not only beneficial for our health but for saving money as well.
Use Cashback Apps/Sites
Cashback apps are a great way to save money. They allow you to earn cash rewards on purchases you make both in stores and online. In addition, many of these apps also offer discounts and coupons that can help you save even more money on your shopping.
This is one that I wished I had known about earlier. The 3 cashback programs I use are Swagbucks, Rakuten, and Ibotta. Since you can’t combine cashback, I use the highest cashback rate when shopping online.
I complete surveys and watch videos on Swagbucks in my free time to earn extra points that I can use when redeeming gift cards.
I love Rakuten because you get a big fat check sent every three months, meaning that you can deposit that into your savings account. I even earned over $50 this season by buying on extra cashback days!
If you tend to overspend when online shopping, use cashback services to use in stores. Ibotta is best for grocery shopping if you prefer shopping in person at stores. All you have to do is take a picture of your receipt and see if you earn any cashback.
Make Your Own Food
It’s so tempting to eat out or order food deliveries for dinner when you’re tired from work. It’s so much easier than making your own food. I hear you. I encourage you to take a look at how much you’re spending each month. I certainly was shocked at how much I was spending on food deliveries and buying lunch outside.
Making your own food every day can be overwhelming so start small. Find 2-3 day meal plans that you can batch cook on the weekend. Make a limit to how much money you can spend ordering deliveries or eating out each week and gradually decrease that limit.
Social Media Detox
Social media detox is where you choose a specific time to take a break from social media for a certain amount of time. After doing this, I noticed how most of my impulse buys were rooted in social media.
Now I make it a habit not to look through social media on the weekends. I also unfollowed certain accounts that were toxic to me. It not only helped me decrease impulse buys but also helped me mentally as well.
Those were the best money-saving tips that have saved me $12,000+ in a year. It will take time to adjust to these saving habits. Start by implementing one of the saving tips to your life and add-on to that. You don’t have to be perfect from the start. You’re going to make mistakes along the way since we’re all human. If you start overspending or fall into bad habits, go back to the “whys” you set yourself at the beginning and pick yourself back up.
Want to know the best ways to make money from home? Here are the 22 best ways to make money from home.
How to Make Money from Home
Imagine if you could work from the comfort of your home.
No need to worry about the morning traffic. Have time to pick up the kids.
Working from home will give you so much more freedom and work on your own schedule.
Whether you’re looking for ways to make extra cash or a part-time/full-time job, here are 15 ways to make money from home with internet access.
Earn Cash Back From Shopping Online
Average Earning: $25 – $100/month
Did you know that you could earn cashback when shopping online? Yes, you can earn money just by shopping online as you usually do. I made $75 cashback in total last month just by shopping online. Some cashback programs that I recommend include Swagbucks, Rakuten, andIbotta.
Not an online shopper, or do you shop for groceries in-store? Take a picture of your receipt and submit it to Ibotta to earn cashback for participating stores.
Tip #1: Sign up for multiple cashback sites and use the one that offers the highest cashback rate. *Note that you’re unable to combine multiple cashbacks.
Tip #2: Install the browser plugin/extension. You’ll automatically be notified of the cashback rate when you visit the website you want to shop on.
Use a Cash Back Credit Card
Average Earning: $100 – $250/month
Why not make money from everyday purchases? There are basically two types of cashback credit cards; one has a flat-rate cashback percentage and one in which you can choose the shopping category to earn the most cashback percentage. Look for a cashback credit card that best fits your lifestyle.
Where to Start?
Check your credit score to know what kind of credit card you can apply for.
Then look for a cashback credit that would work out for you. Some of my recommendations are:
Best Overall: Chase Freedom Flex or Unlimited
Best Flexible Cashback: Bank of America Customized Cash Rewards
Best for Rotating Cashback Category: Discover it Cash Back
Best Automatic Bonus Cashback Category: Citi Custom Cash Card
Best for Grocery Shoppers: Blue Cash Preferred Card from American Express
Best for Dining and Entertainment: Capital One Savor Cash Rewards
Get Paid To Search On The Internet
Average Earning: $5 – $10/month
You may not earn as much compared to the others, but if you spend time surfing the internet, you might as well make some extra money.
You won’t make hundreds of dollars with online surveys, but it sure is a great way to earn extra money. Surveys can vary from general shopping habits to what kind of tv series you watch. There’s no need to prepare for anything. The best part? You can take a survey whenever you want to.
Tip #1: Create a new email account for survey sites to help keep your inbox organized.
Tip #2: Sign up for multiple survey companies to earn more money and see which sites work best for you.
Tip #3: Install anti-malware/virus software to protect yourself from any malicious sites. I use Norton 360 LifeLock Select, and it helped block some scammy sites.
Tip #4: Stay clear of surveys that ask for private information like your bank account and SSN number. Close the survey and report it to the survey program.
Average Earning: $18 – $35/hour
There has been a significant increase in online learning by both children and adults due to the COVID-19 pandemic.
If you love interacting with kids, Outschool is the perfect online learning platform to sign up for. You can pretty much teach any kind of class, from traditional school subjects to something more creative. They even have weekly clubs using Animal Crossing and Minecraft! From teaching online music lessons to dance classes, you can start teaching anything online.
Want to tutor people online? Sign up for Tutor.com. Tutor.com is an online tutoring service affiliated with The Princeton Review, helping K-12 students or college students. Note that you do have to take a subject exam and interview during the application process. At Preply you can teach any kind of subject including hobbies and arts.
If you don’t have an academic subject of expertise, why not tutor English to international students? You may be wondering, how am I supposed to teach English to students that don’t even speak the language? If you don’t have any teaching credentials, enroll in an online TEFL (Teaching English as a Foreign Language) certification course such as Premier TEFL, International TEFL Academy, or Teachaway (UC Berkeley, University of Toronto, or Manhattan College). These certification courses will help prepare you for teaching. I would highly recommend looking through each program to see what works best for you.
If you have a bachelor’s degree, most programs will just require you to get an English teaching certificate (TESOL, TEFL, CELTA, ESL).
Where to Start?
There are a few things you will need to do in order to become an online teacher. The first is to get certified in the subject you wish to teach. The second is to build a portfolio of your work. And the third is to market yourself as an online teacher. Here are some steps that will help you get started:
Of course, this is optional but a certification in the subject you want to teach will help increase the chances for students/parents to sign up for your class. There are many certification programs out there that can help you become an online teacher. Choose one that fits your needs and learning style.
Build a portfolio of your work. This can be anything from lesson plans and teaching materials to student work samples and videos of you teaching live classes. Be sure to showcase your best work!
If you don’t want to sign up for online teaching platforms, you’ll need to market yourself as an online teacher. Start by creating a website or blog where potential students can learn more about you and your teaching style. You can also create social media profiles (Facebook, Twitter, LinkedIn, etc.) to reach even more potential students.
Create Online Courses
Average Earning: Varies on Item
Anyone with the knowledge to share can create and sell their own online course. Becoming an instructor is as simple as recording a video or writing a tutorial on a subject you know well, and then uploading it to a course hosting platform. From there, you can market your course to students around the globe, earning royalties on each sale. For extra income, consider creating supplemental content such as quizzes, discussion forums, and downloadable materials. Best of all? You can do it all from the comfort of your own home.
One way to make money from home by creating online courses is to become an instructor on a platform like Udemy or Coursera. These platforms allow instructors to create and sell their courses online, and they provide a commission on each sale. Instructors can also promote their courses through social media or other online channels.
Where to Start?
A great way to start is by choosing a topic for your course.
There are a few different ways to find a topic for your online course.
One way is to look at what people are searching for on Google. Another way is to look at what your audience is asking you about. Finally, you can also come up with a topic that you’re passionate about and want to teach others about.
Then create a course outline that includes the topics you’ll cover and the order in which you’ll cover the topic. This will help you stay organized and ensure that your course is well-organized.
Fat Llama (electronics, camera gear, sewing machines, musical instruments, and more)
Tip #0.5: Before decluttering, watch Tidying Up with Marie Kondo on Netflix to help you with decluttering and surround yourself with items that “spark joy.”
Tip #1: Do some research on competitors when setting the price for your item.
Tip #2: Take pictures of the item from all angles before renting out the item.
Social Media Manager
Average Earning: $2500 – $3600/month
A social media manager is responsible for creating content, managing social media accounts, measuring the success of the strategy, and troubleshooting any issues that may arise. They also need to stay up-to-date on the latest trends and changes in the social media landscape so they can continue to improve their strategy.
Where to Start?
If you’re interested in becoming a social media manager, there are a few things you can do to get started. First, educate yourself on how social media works and how it can be used for business. You can read articles, watch tutorials, and attend workshops and classes. Next, develop your skills in creating effective social media campaigns and managing multiple accounts. Finally, build your online portfolio by creating successful campaigns for your own personal or professional networks. Start by creating some social media accounts and grow them from scratch!
Become A Virtual Assistant
Average Earning: $1500 – $5000/month
A virtual assistant (VA) helps out businesses or entrepreneurs with administrative tasks. This includes research, social media management, data entry, email management, bookkeeping, graphic design, and so much more.
Don’t worry all virtual assistants start with no experience. You can become a VA as long as you’re organized, communicative, and willing to learn. Gina Horkey, the creator of Fully Booked VA, earned $4,000 per month within 6 months of starting her own VA business on the side of her full-time job and caring for her baby and toddler!
Where to Start?
To become a virtual assistant, you’ll need to start by finding clients. You can do this by reaching out to your personal network, posting in online forums, or listing yourself on online job boards. Once you’ve secured some clients, it’s important to create a workflow that meets their needs and is as efficient as possible. This will help ensure that both you and your clients are happy with the work being done.
Finally, be sure to market yourself as a reliable and professional virtual assistant. This will help you attract more clients and continue making money from home.
No prior Virtual Assistant experience? Check the following VA courses:
This a self-paced course that will help you understand what a VA does and how to get started. Two points set this course apart from others:
The course includes specialized training (email management, social media, project management, real estate, agency, and freelance writing).
You’re able to join the Fully Booked VA community, where you can get advice from other VAs and exclusive job opportunities.
Become A Virtual Bookkeeper
Average Earning: $1500 – $5000/month
A virtual bookkeeper (VB) helps record and manage financial transactions for a business owner. Even if you have absolutely no experience, you can start a virtual bookkeeping business as long as you have decent computer skills and are not afraid of numbers or spreadsheets. If you don’t know where to start, I highly recommend taking the Bookkeeper Launch course on bookkeepers.com. You can read from the success stories that many of the students didn’t know anything about bookkeeping. Now, most of them earn $5000+ per month!
Where to Start?
To become a virtual bookkeeper, you need to have strong organizational skills and be able to keep track of multiple accounts simultaneously. You should also be comfortable working with computers and have strong typing skills. If you have all of these skills, then you are well on your way to becoming a successful virtual bookkeeper.
To get started in this career, I recommend signing up for an online course that will teach you how to become a virtual bookkeeper. These courses will teach you the basics of bookkeeping, how to use accounting software, and how to manage your time effectively. They will also provide you with tips for staying organized and maintaining your clients’ trust.
Once you have completed an online course, it’s important to start building your portfolio. This can be done by finding small businesses or individuals who need assistance managing their finances. Once you have a few clients under your belt, you can start charging for your services.
I’d recommend signing up for Bookkeepers.com and taking the free online workshop to see if becoming a virtual bookkeeper is a fit for you.
Become A Transcriptionist
Average Earning: $15 – $25/hour
A transcriptionist converts audio or video files to a text or document format. Transcription jobs are on the rise due to the increase in the number of podcasts and YouTube videos. Working freelance as a transcriber is excellent for you if you’re a fast typer or would like to practice typing faster.
Where to Start?
To become a transcriptionist, you’ll need strong typing skills, attention to detail, and good grammar. You should also be able to work independently and have excellent time management skills.
Did you know that you can make money using Pinterest without a blog? You can make money by advertising a product or service and earn a commission on the sales you generate, which is known as affiliate marketing. As an affiliate, you will be given a unique link to track the number of clicks/sales.
Where to Start?
Create a business Pinterest account, check out affiliate programs that allow sharing on Pinterest, create pins using Canva(start with the free account before upgrading to Canva Pro), and start pinning!
Get Paid To Pin from Blogging Her Way is a great eBook I recommend reading if you want a step-by-step pinning strategy to use!
Sell Your Photos to Stock Photo Sites
Average Earning: $0.25 – $0.50 per image
Turn your photos into money by selling them. With the rise in web content, many people are looking for images that they can use. Some online marketplaces to sell your photos include Adobe Stock, Shutterstock, and Getty Images.
Where to Start?
Gather images that you’re willing to sell and start uploading to online marketplaces.
Tip: Only upload images that you are willing for the world to see. Don’t upload photos of your friends without their consent.
Sell Your Crafts
Average Earning: Varies on items
Love to craft? Why not sell your crafts to make money? An easy yet profitable craft idea is using a Cricut machine to create personalized items. If you don’t know what a Cricut machine is, it’s an electronic cutting machine. From personalized t-shirts to leather earrings, iPhone cases, and cards, there’s just so much you can do with it. (I personally use them to make Disney ear headbands and birthday cards.) Go check out Etsy to see what crafts others are creating and making a profit.
Where to Start?
If you’re new to Etsy, it can be daunting to get started selling your crafts.
To start selling on Etsy, you’ll need to create an account and set up a shop. You can find more information about how to do this on Etsy’s website. Once your shop is set up, you’ll need to add some items for sale.
When adding items to your shop, be sure to include high-quality photos and a detailed description of each item. You’ll also need to set a price for your items and be sure to research the competition so that you can price your items appropriately.
Etsy is a great platform to start with to reach a wider audience and sell more of your products.
If you’re looking to start an Etsy shop, I would recommend reading the Best Etsy Shop Ideaspostfirst where I share with you profitable crafts and tips for starting a successful Etsy shop.
Launch an Online Store
Average Earning: $5000 – $5600/month
Starting your own online store is a great way to make money online because you have complete control over what you sell and how you sell it. You also have the ability to reach a global audience, which can open up new opportunities for your business. Plus, eCommerce platforms make it easy to set up and manage your store, so you can focus on growing your business and making more sales.
Starting a print-on-demand business is a great business idea especially if you don’t want to hold inventory. Some print-on-demand companies will even ship the items to your customer for you!
Where to Start?
If you’re a complete beginner there are two courses/memberships I highly recommend joining:
With a 4.8 rating on Trustpilot, Ecommerce Empire Builders/Academy is a comprehensive online training that will teach you how to build “a six or seven-figure eCommerce business” even with zero experience! The downside of this course is that it’s quite expensive. However, they have a refund policy that if you don’t see any positive results they’ll refund 100% of your money PLUS give out an additional $997 for taking your time to try out the training! That just shows how confident they are about the program. You’ll find that there are many student testimonial videos and reviews and students that have made over $10K and $50K!
Access the program through this link to activate a discount offer on the program!
They offer an amazing selection of digital marketing courses that are perfect for entrepreneurs at any stage of their business.
Their courses are extremely well-produced and taught by some of the top experts in the industry. Plus, their community is really supportive, which makes it a great place to learn and grow your business. Foundr also offers some amazing free training videos!
Start a Dropshipping Business
Average Earning: $4000 – $5000/month
Dropshipping is a great way to earn money because it’s a very simple business model. With drop shipping, you don’t need to worry about storing any inventory or shipping any products yourself. When you make a sale, you simply notify your supplier, and they will ship the product directly to your customer. This leaves you with more time to focus on growing your business.
Where to Start?
The best place to start is by enrolling in a course.
Salehoo is a great platform to start. They have high-quality, reliable suppliers. They even have a dropshipping course where you can learn which products/suppliers to choose from, how to set up your store and increase traffic and sales.
Social Media Influencer
Average Earning: $3400/month
A social media influencer is a person who has a large following on one or more social media platforms and can influence the buying decisions of their followers.
Many social media influencers earn money by working with brands to promote their products and services. They may also be paid to post about certain topics or events or to endorse a particular brand or product. Some social media influencers are able to make a full-time living from their online presence, while others only earn a modest income.
Where to Start?
A great way to start is by researching what other successful influencers are doing to earn followers, market products, and earn brand partnerships. Look at multiple influencers and see what they do in common and what they do differently!
Create a YouTube Channel
Average Earning: $5000/month
When it comes to how to make money from home, starting a Youtube channel is a great way to do so. With over a billion users, Youtube is a massive platform with plenty of potential viewers. By creating engaging and interesting content, you can attract a following and turn your channel into a money-making venture.
In order to make money from your YouTube channel, you will need to meet certain requirements. In order to monetize your channel, you must have at least 1,000 subscribers and 4,000 hours of watch time within the past 12 months (as of 2022). Additionally, your account must be in good standing and comply with YouTube’s Community Guidelines.
Where to Start?
You’ll need to create interesting and engaging content that will attract viewers. The best place to start is by watching the YouTube Creator Channel that’s run by YouTube! Start by watching playlists for YouTube beginners.
Don’t want to create a video yourself? Check out this course on Udemy that will help you “make money without making videos!”
Start Your Own Blog or Own Website
Average Earning: $500 – $3000 (depends on view count)
Blogging is the most flexible job on this list, and there’s just so much potential in how much you can earn.
There are three main ways to earn money from blogs.
Affiliate sales (promote products or services)
Advertising revenue (place ads on your blog)
Sell your own products (printables, eBooks, courses)
No, you don’t have to be a fantastic writer. Anyone can start a blog.
I recommend taking a blogging course to jump-start your blog, but there are so many good online courses that it’s hard to find the “best” one.
Where to Start?
Starting your own website or blog is a great way to make money from home. There are a number of ways to do this, and the best approach will depend on your skills and interests.
One option is to create a website or blog about a specific topic that you are passionate about. This can be a great way to share your knowledge and build an audience of followers who are interested in what you have to say. You can then monetize your website or blog by adding advertising or selling products or services.
Another option is to create a website or blog that provides information or resources for people in your niche market. For example, if you are an expert in finance, you could create a website or blog that offers tips and advice for people looking to manage their finances. You could then monetize your site by offering paid subscriptions or charging for advertising space.
Whichever option you choose, there are a number of things you can do to make money from home with your website or blog.
Not ready to start a blog but love writing or want to sharpen your writing skills? Why not write for others? You can find freelance writing jobs at ProBlogger, Upwork, Contena.
Where to Start?
There are a few things you can do to increase your chances of becoming a successful freelance writer:
Build a portfolio of writing samples that demonstrate your skills and style.
Network with other writers and editors, attend writing workshops and events, and join online communities.
Start out by writing for free or at low rates to build up experience and clientele.
Set up a professional website or blog to showcase your work.
Stay organized and keep track of all your writing projects, deadlines, and payments.
It’s important to have the right skills and knowledge if you want to make money from home as a freelance writer. There are a number of writing training programs/courses you can take to improve your skills and learn the ropes. Two programs I recommend are:
Podcasts are growing in popularity, with over 33 million people in the US listening to them at least once a month. That’s a lot of potential listeners who could become your fans and customers. Additionally, podcasting is a very affordable marketing tool. You can create a high-quality podcast for less than $100, and there are many how-to guides and tutorials available online that can help you get started.
Podcasting also allows you to build relationships with your listeners. Unlike other forms of content marketing, such as blog posts or videos, podcasts allow you to have a real conversation with your audience. This personal connection can help you attract more followers and convert them into customers.
There are a number of ways to monetize a podcast, including sponsorships, advertising, and product endorsements. You can also sell digital products such as courses or e-books related to your podcast topic.
Where to Start?
To start a podcast, you will need to first purchase some equipment. This can include a microphone, a recorder, and software to help you produce your podcast. You will also need to come up with a topic for your podcast and create some content. Once you have all of this in place, you can start broadcasting your podcast to the world!
I recommend uploading podcasts to platforms such as Apple Podcasts, Google Podcasts, and Spotify.
You probably know the best way to make money for yourself but dread taking the next step. I know. I’ve been there too. You won’t make money researching how to make money from home.
If you find something you might be able to do, open a new tab on your browser and start!